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endlesssummerrealty 🏡 Waiting for mortgage rates to drop? There’s another side of the story! When rates fall, more buyers often enter the market, which can mean more competition and less room to negotiate. Here's what buyers may be overlooking: • Nearly half of buyers are currently receiving seller concessions. • Today's market may offer more room to negotiate on price and closing costs. • Sellers may be willing to contribute toward a mortgage rate buydown. Lower rates aren't the only way to make a home more affordable. What you can negotiate matters, too! That doesn't mean you should rush into buying. It means understanding your options and finding the right opportunity for your budget. 📞 Give us a call, and let's explore what today's market could mean for you! #MortgageRates #HomeBuyingTips #BuyerTips #RealEstateMarket #StAugustineRealEstate #FloridaRealEstate #KeepingCurrentMatters #EndlessSummerRealty

endlesssummerrealty 🌴 Space, flexibility, and no HOA! Welcome to St. Augustine South. This fully renovated ranch-style home offers the freedom to enjoy Florida living your way, with an oversized fenced backyard, room for your boat and RV, and plenty of space to entertain. PROPERTY HIGHLIGHTS: • Updated kitchen & bathrooms 2022 • New electrical & full repipe 2022 • Roof replaced in 2019 • Spacious great room & game room • Screened patio, paved outdoor area & hot tub • Oversized fenced backyard • Room for boat & RV parking • Private well—no monthly water bill • NO HOA! Enjoy tree-lined streets, walking and biking paths, and nearby public boat ramps, all just minutes from the beach and Historic Downtown St. Augustine. 🏡 Move-in ready with room to make it your own! #StAugustineRealEstate #StAugustineSouth #EndlessSummerRealty

endlesssummerrealty 🏡 Elegant design, spacious living, and a location you'll love! Welcome to this custom 5-bedroom, 3-bath concrete block home in desirable Tuscany Ridge. With 2,681 sq. ft. of thoughtfully designed living space, this home combines timeless details with modern updates. PROPERTY HIGHLIGHTS: • 5 bedrooms | 3 bathrooms • 2,681 sq. ft. of living space • Formal living & dining areas with tray ceilings and crown molding • Spacious great room with fireplace • Updated LVP flooring throughout • Designer kitchen with 42" cabinets, Corian countertops & stainless-steel appliances • Oversized primary suite with luxurious ensuite • Updated HVAC & water heater • Fenced backyard & 2-car garage • Low HOA of just $32/month • NO CDD fees! Enjoy convenient access to downtown, shopping, restaurants, and the beach. All the space you need, with the comfort and elegance you've been looking for! 📞 Schedule your showing today! #StAugustineRealEstate #StAugustineFL #EndlessSummerRealty

endlesssummerrealty Pop quiz. What credit score do you need to buy a home? If your answer was B) 660 or C) 700 … you’re not alone. A lot of people believe you need "perfect" or “near perfect” credit. But you probably don’t need as high a credit score as you think. Even though a Veterans United survey shows 57% of would-be buyers think you need at least a 660, the long-standing benchmark for Fannie Mae and Freddie Mac loans is 620, and even that isn’t a hard rule for every loan. So the real answer? Both A) 620 and D) “it depends” are right. And with all the changes to credit models lately, even more people will be able to buy than before. Don’t let myths keep you locked into a lease. Let’s find out where you actually stand. #CreditScore #HomeBuyingTips #KeepingCurrentMatters

endlesssummerrealty 🏡 SHORT SALE OPPORTUNITY IN THE TRAILS! Looking for an opportunity to make a home your own? This 3-bedroom, 2.5-bath townhome in Palm Coast offers low-maintenance living just 15 minutes from the beach! PROPERTY HIGHLIGHTS: • 3 bedrooms | 2.5 bathrooms • Open kitchen & living area • Attached 1-car garage • Screened-in patio & small backyard • Gated community with pool & playground • HOA includes lawn maintenance • Flood Zone X • Approximately 5 minutes from shopping & restaurants Whether you're looking for a primary residence, second home, or an affordable opportunity in Palm Coast, bring your vision and explore the possibilities! 📞 Short sale — contact an agent for more information. #FloridaRealEstate #TownhomeLiving #InvestmentOpportunity #EndlessSummerRealty

endlesssummerrealty 🏡✨ NEW PRICE IMPROVEMENT! Your Florida lifestyle just got even more inviting! Welcome to 48 Navarra Court, a beautifully updated 2-bedroom, 2-bath corner-unit condo in the amenity-packed Conquistador community! 🌴☀️ Step inside to discover vaulted ceilings, a bright open living area, and an updated kitchen featuring butcher block countertops, a farmhouse-style sink, and breakfast-bar seating. Enjoy your morning coffee or unwind after a busy day on the screened patio, your own little slice of Florida relaxation. 💙 But the lifestyle doesn't stop at your front door! Enjoy THREE community pools, including a heated pool, tennis and pickleball courts, shuffleboard, a grilling pavilion, and even a fishing pier right on the Intracoastal Waterway! 🎾🎣 With low-maintenance living and convenient access to golf, shopping, restaurants, Historic Downtown St. Augustine, and beautiful beaches, this condo makes enjoying the good life easy. ✨ New price, fresh updates, and a community full of amenities—what are you waiting for? 📞 Call today to schedule your tour! #PriceImprovement #StAugustineRealEstate #FloridaLiving

endlesssummerrealty Here's something most buyers overlook… When the housing market slows down, homeowners and builders don't always have the same priorities. A homeowner may be willing to wait for a better offer. But builders with completed homes sitting unsold often have more reason to keep sales moving. In October, over 60% of builders offered some type of incentive. And almost half (43%) cut prices. That could mean more negotiating opportunities for you. The trick is knowing where to look. Let's find the builders with more move-in-ready homes available right now and see what they're willing to offer to get their inventory sold. #NewHomes #HomeAffordability #KeepingCurrentMatters

endlesssummerrealty 🏡💰 CALLING ALL 1031 EXCHANGE BUYERS & INVESTORS! Looking for your next income-producing investment? This turnkey, fully furnished 5-bedroom, 3-bath property is ready to go, with nightly rentals allowed and NO HOA or rental restrictions! 🙌 Situated on over half an acre in a peaceful community, this updated brick home is already operating as a short-term rental, with furnishings included and future bookings available for transfer. Talk about an opportunity to hit the ground running! 🔑✨ Inside, you’ll find five spacious bedrooms, including one on the ground floor, plus a beautifully appointed kitchen with white shaker cabinetry, stainless steel appliances, designer tile, and a large island perfect for gathering. The dining area features a charming wood-burning fireplace that adds warmth and character. 🔥 Whether you’re completing a 1031 exchange or expanding your investment portfolio, this property offers space, flexibility, and income-producing potential all in one package! 📞 Call today to learn more and schedule your tour! #1031Exchange #RealEstateInvesting #InvestmentProperty #ShortTermRental #TurnkeyInvestment IncomeProducingProperty FloridaRealEstate RealEstateInvestors

endlesssummerrealty Are you 1 in 4 million? If you don't own a home yet, rent is probably the biggest monthly expense you have. And if you're not getting credit for paying it - now you can. There's a change rolling out now that lets renters opt in to counting their on-time rental payments toward their credit history. And that could help as many as 4 million more people qualify for a mortgage. Maybe you're one of them. Even if you're not ready to buy a home today, there's no downside to taking simple steps to build your credit profile for the future. It's time to take credit for bills you already pay. Ready to see where you stand? A quick conversation with a loan officer costs you nothing and could show you you're closer to owning a home than you think. #CreditScore #HomeBuyingTips #KeepingCurrentMatters

endlesssummerrealty 🏡 Poolside living in the gated King & Bear community! This beautiful 4-bedroom, 2-bath home in World Golf Village is designed for relaxing and entertaining, featuring a screened-in pool, covered lanai, and peaceful pond views. PROPERTY HIGHLIGHTS: • 4 bedrooms | 2 bathrooms • Screened-in pool & paver deck • Covered lanai overlooking the pond • Spacious living area with gas fireplace • Dedicated home office • Kitchen with breakfast bar & pantry • Private primary suite with soaking tub & walk-in closet • 3-car garage •Gated community with golf, pools, fitness center, tennis & pickleball courts, and a playground. Enjoy the Florida lifestyle with resort-style amenities and the comfort of your own private pool. ☀️ 📞 Schedule your showing today! #StAugustineRealEstate #WorldGolfVillage #KingAndBear #FloridaRealEstate

endlesssummerrealty 🌴 Your own private resort in Palm Coast! Welcome to 76 Flamingo Drive, where a stunning saltwater pool, lakefront views, and tropical landscaping create the ultimate Florida escape. With no rental restrictions, this property is an exciting opportunity for both homeowners and investors! PROPERTY HIGHLIGHTS: • 3 full bathrooms • Resort-style saltwater pool with waterfall, fire feature & LED lighting • Lakefront setting on Ribbon Lake • Screened lanai & tropical backyard • 2025 HVAC system & tankless water heater • 2-car garage & spacious laundry room • Flood Zone X • No rental restrictions 🎣 Enjoy fishing, kayaking, relaxing poolside, or creating an unforgettable vacation-rental experience. The Florida lifestyle starts right in your backyard! #RealEstate #LakefrontLiving #EndlessSummerRealty

endlesssummerrealty Worried you might regret buying a home right now? Even though rates are still higher than buyers would like, everyday costs are up, and the economy feels uncertain, a recent NerdWallet survey found most buyers who’ve already made the leap say they’re glad they did. Only 3% actually regret it. That’s a good reminder that homeownership isn’t really about whether you bought at the “perfect” time, rate, or price. It’s about what owning a home can do for you over time. As home values rise and you pay down your mortgage, you build something called equity. And that equity can eventually give you more flexibility, more financial options, and more freedom when it’s time for your next move. So, if buying is something you still want, don’t let today’s uncertainty automatically talk you out of it. Let’s look at what’s possible and whether there’s a path that makes sense for you. #HomeEquity #Homebuying #KeepingCurrentMatters