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1240 Harbor Lake Dr

Largo, FL 33770
  • $695,000
  • STATUS: Active
  • ON SITE: 36 Days
  • MLS #: TB8386864
UPDATED: 14 min ago
$695,000
  • 3
    BEDS
  • 0.4
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,675
    SQFT
  • $415
    $/SQFT
Type:
Single-Family Home
Built:
1970
County:

School Information

Elementary School:
Middle School:
High School:

Description

This home is not only a beautiful waterfront residence but also an excellent opportunity for a short-term rental! Appraisal completed 5/14 and priced under the appraised value. Welcome to 1240 Harbor Lake Drive an exceptional 3-bedroom, 2-bathroom waterfront home located on a quiet cul-de-sac and situated on an oversized, private .40-acre double lot with 114 feet of seawall along beautiful McKay Creek. This canal-front home offers direct access to the Intracoastal Waterway and Gulf of Mexico, making it perfect for boating, kayaking, paddleboarding, and fishing. The serene setting is a true nature lover's paradise, with regular sightings of manatees, otters, a wide variety of birds, and other local wildlife right in your backyard. Boasting 1,975 total square feet, including a bright 300 sq ft enclosed Florida Room, this residence also features an oversized 2 car garage (520 sq ft) and a circular driveway that easily accommodates six or more vehicles. The home has been extensively updated and is move-in ready with brand-new ceramic tile flooring throughout, fresh interior paint, new baseboards, all new interior and closet doors with updated hardware, and all recently new light fixtures, ceiling fans, and blinds. The fully renovated kitchen includes new shaker-style cabinets with modern hardware, new countertops, a large farm-style sink with new faucet and garbage disposal, and brand-new Whirlpool stainless steel appliances including refrigerator, dishwasher, and range. The bathrooms have been updated with new granite-top vanities, tile floors, and modern fixtures. Additional upgrades include a new Rheem 12-year "smart" water heater, new Maytag washer and dryer, a newly built outdoor deck perfect for entertaining, refreshed landscaping, and recently serviced sliding glass doors and garage door with new rollers. This home is light, bright, and impeccably maintained, offering a peaceful retreat with multiple outdoor seating areas, mature trees, and a brand-new dock for enjoying waterfront living. Located just 10 minutes from world-famous beaches, top golf and tennis clubs, shopping, dining, and convenient access to both Tampa and St. Pete/Clearwater airports. Roof replaced in 2014, A/C 2019, Seawall 2003. This one-of-a-kind property is a rare opportunity to own a piece of Florida paradise.

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© 2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2025-06-22T16:49:28.163.
www.endlesssummerrealty.com/homes/163883380
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1240 Harbor Lake Dr Largo, FL 33770

  • Price: $695,000
  • Status: Active
  • On Site: 36 Days
  • Updated: 14 min ago
  • MLS #: TB8386864
3
Beds
2
Baths
0
½ Baths
0.4
Acres
1,675
SQFT
$415
$/SQFT
1970
Built
Neighborhood:
Harbor Lake Estates 1St Add
County:
Pinellas
Area:
Largo/Belleair Bluffs
Elementary School:
Ridgecrest Elementary-Pn
Middle School:
Largo Middle-Pn
High School:
Largo High-Pn
Property Description
This home is not only a beautiful waterfront residence but also an excellent opportunity for a short-term rental! Appraisal completed 5/14 and priced under the appraised value. Welcome to 1240 Harbor Lake Drive an exceptional 3-bedroom, 2-bathroom waterfront home located on a quiet cul-de-sac and situated on an oversized, private .40-acre double lot with 114 feet of seawall along beautiful McKay Creek. This canal-front home offers direct access to the Intracoastal Waterway and Gulf of Mexico, making it perfect for boating, kayaking, paddleboarding, and fishing. The serene setting is a true nature lover's paradise, with regular sightings of manatees, otters, a wide variety of birds, and other local wildlife right in your backyard. Boasting 1,975 total square feet, including a bright 300 sq ft enclosed Florida Room, this residence also features an oversized 2 car garage (520 sq ft) and a circular driveway that easily accommodates six or more vehicles. The home has been extensively updated and is move-in ready with brand-new ceramic tile flooring throughout, fresh interior paint, new baseboards, all new interior and closet doors with updated hardware, and all recently new light fixtures, ceiling fans, and blinds. The fully renovated kitchen includes new shaker-style cabinets with modern hardware, new countertops, a large farm-style sink with new faucet and garbage disposal, and brand-new Whirlpool stainless steel appliances including refrigerator, dishwasher, and range. The bathrooms have been updated with new granite-top vanities, tile floors, and modern fixtures. Additional upgrades include a new Rheem 12-year "smart" water heater, new Maytag washer and dryer, a newly built outdoor deck perfect for entertaining, refreshed landscaping, and recently serviced sliding glass doors and garage door with new rollers. This home is light, bright, and impeccably maintained, offering a peaceful retreat with multiple outdoor seating areas, mature trees, and a brand-new dock for enjoying waterfront living. Located just 10 minutes from world-famous beaches, top golf and tennis clubs, shopping, dining, and convenient access to both Tampa and St. Pete/Clearwater airports. Roof replaced in 2014, A/C 2019, Seawall 2003. This one-of-a-kind property is a rare opportunity to own a piece of Florida paradise.
Exterior Features

Architectural Style Traditional Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 2 Direction Faces South Exterior Features Irrigation SystemPrivate MailboxRain GuttersSliding Doors Fencing FencedVinylWire Foundation Details Slab Garage Dimensions 25x21 Lot Features Cul-De-SacFlood Insurance RequiredFloodZoneCity LotLandscapedLevel Patio And Porch Features DeckEnclosedPatio Pool Private Yn No Road Frontage Type Street Paved Road Surface Type PavedAsphalt Roof Shingle Spa YN No View Water Water Access Gulf/Ocean to BayIntracoastal WaterwayCreek Water Access Yn Yes Water Body Name MCKAY CREEK Water Extras No Wake ZoneSeawall - Other Water Extras Yn Yes Water View Creek Water View Yn Yes Waterfront Features Creek Waterfront Feet Total 114 Waterfront Yn Yes

Interior Features

Additional Rooms Florida Room Appliances MicrowaveRangeRefrigeratorWasherDishwasherDisposalDryerElectric Water Heater Building Area Total 2510 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring Ceramic Tile Heating CentralElectric Heating YN Yes Interior Features Eating Space In KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatCeiling Fan(s) Laundry Features Electric Dryer HookupIn GarageWasher Hookup Levels One Rooms Living Room Kitchen Primary Bedroom (Built-in Closet) Florida Room Sewer Public Sewer Water Source Public

Property Features

Approval Process Confirm with municipality Association Yn No Cdd Yn No Down Payment Resource Yes Flood Zone Code AE Garage Yn Yes Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventionalVA Loan Minimum Lease No Minimum New Construction Yn No Ownership Fee Simple Property Condition Completed Property Sub Type Single Family Residence Realtor Info As-IsSign Senior Community Yn No Special Listing Conditions None Tax Annual Amount 7467 Total Annual Fees 0 Total Monthly Fees 0 Utilities Phone AvailablePublicSewer ConnectedCable AvailableStreet LightsWater AvailableWater ConnectedCable ConnectedElectricity AvailableElectricity Connected Yrs Of Owner Prior To Leasing Re No Zoning SINGLE FAMILY HOME


Listing information © 2025 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of JOSEPH SULLIVAN REAL ESTATE: 813-898-7150.



© 2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2025-06-22T16:49:28.163.
 
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